Frequently Asked Questions
Q: Where can I get a copy of my bankruptcy records free?
A. Your attorney may keep copies of your Bankruptcy Papers for up to 3 months after your bankruptcy case has been discharged or dismissed. However, this does depend on each attorney. The Discharge records are free if the bankruptcy discharged less than 30 calendar days from today.
Q. How can I get a copy of Corporations and Business who have filed bankruptcy?
A. All Corporation and Business Files, may be ordered by calling the Service Center, due to the size of the file.
Q. Why are creditors trying to collect on debt included in my bankruptcy?
A. Bankruptcy records used to be kept indefinitely. After 2015, laws changed to keep bankruptcy files for only 15 years. This has caused a problem, with what is refereed to as "zombie" debt. If Creditors are trying to collect on old bankrupt debt. See the Credit page for assistance.
Q. How long does it take to get bankruptcy records?
A. Normally, bankruptcy papers are sent electronically via email, within 2 hours if the bankruptcy requested was filed after 2004.
Q. How do I know my bankruptcy records are available?
A. If you filed bankruptcy in 2004 or prior, your records are limited, and my not be available to order electronically. Call (800) 833-2924 to check the availability prior to ordering your records, if this applies to you. The records may be available through NARA. We do not work in conjunction with NARA or any of its representatives. However, we can assist you in the ordering process.
Visit the FAQ page for additional Questions or contact us
Phone: (800) 833-2924 l Fax (480) 247-4500